Pre-Qualify Online FAQs

Do I qualify for a home loan?
In today's market, the rules are changing quickly. Banks have been forced to alter their lending guidelines. Realtors want to know you qualify for a loan before they start showing you homes. We can help. Take our simple pre-qualification quiz to find out where you stand.

How much down payment do I need? 
The down payment needed will vary depending on the loan program chosen by you and the lender. There are loans available with 0% to 5% down. Consult with one of our experts to find which programs are available for you and which one is best for your situation. 

How much can I afford? 
The answer to that question varies based on your personal situation.  We recommend speaking to a loan professional to analyze your specific circumstances.  The loan officer will consider your monthly income and existing monthly debt to give you an idea of how expensive of a house you can afford.

How do I get a REALTOR®? 
We work hand-in-hand with CENTURY 21 Mike Bowman, Inc.  They have been named the #1 CENTURY 21 Office in the World 14 times since 1993.  The company averages more closings per agent than any other company in the nation.  Once you have been pre-qualified for a home loan, we will personally send your contact information to Mike Bowman's office and they will have an agent in your area call you to help you find the home of your dreams. If you have more questions regarding a REALTOR® feel free to call our Customer Service Department at (800) 433-4003.

How much does a REALTOR® cost? 
For the buyer the real estate agent's services are free.  Any fees due to the buyers agent for their services are normally paid out of the closing transaction, by the seller.  Therefore, it is in the REALTORS® best interest to find you the home you desire because if you don't purchase, they do not get paid!

PREQUALIFY TODAY - CLICK HERE TO START